LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,110
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,167
−HK$2,089/mo
Today · 4.125%
HK$70,256
baseline
▲ 0.50% · 4.625%
HK$74,531
+HK$4,275/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,512/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,547
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,520
−HK$2,001/mo
Today · 4.125%
HK$77,521
baseline
▲ 0.50% · 4.625%
HK$81,607
+HK$4,086/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,042/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,332
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,800
−HK$2,507/mo
Today · 4.125%
HK$84,307
baseline
▲ 0.50% · 4.625%
HK$89,437
+HK$5,130/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,614/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,257
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,624
−HK$2,401/mo
Today · 4.125%
HK$93,025
baseline
▲ 0.50% · 4.625%
HK$97,928
+HK$4,903/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,050/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,555
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,433
−HK$2,926/mo
Today · 4.125%
HK$98,359
baseline
▲ 0.50% · 4.625%
HK$104,343
+HK$5,984/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$196,718/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,966
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,727
−HK$2,802/mo
Today · 4.125%
HK$108,529
baseline
▲ 0.50% · 4.625%
HK$114,250
+HK$5,721/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$217,058/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,999
−HK$7,462/mo
▼ 0.25% · 3.875%
HK$122,700
−HK$3,761/mo
Today · 4.125%
HK$126,461
baseline
▲ 0.50% · 4.625%
HK$134,156
+HK$7,695/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$252,922/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,385
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$135,935
−HK$3,602/mo
Today · 4.125%
HK$139,537
baseline
▲ 0.50% · 4.625%
HK$146,892
+HK$7,355/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$279,074/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,182 · Scale 2, in force from 26 Feb 2026)