LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,112
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,168
−HK$2,090/mo
Today · 4.125%
HK$70,258
baseline
▲ 0.50% · 4.625%
HK$74,533
+HK$4,275/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,516/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,549
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,521
−HK$2,001/mo
Today · 4.125%
HK$77,522
baseline
▲ 0.50% · 4.625%
HK$81,609
+HK$4,087/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,044/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,334
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,802
−HK$2,507/mo
Today · 4.125%
HK$84,309
baseline
▲ 0.50% · 4.625%
HK$89,439
+HK$5,130/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,618/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,259
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,626
−HK$2,401/mo
Today · 4.125%
HK$93,027
baseline
▲ 0.50% · 4.625%
HK$97,930
+HK$4,903/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,054/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,557
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,436
−HK$2,925/mo
Today · 4.125%
HK$98,361
baseline
▲ 0.50% · 4.625%
HK$104,346
+HK$5,985/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,722/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,968
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,730
−HK$2,801/mo
Today · 4.125%
HK$108,531
baseline
▲ 0.50% · 4.625%
HK$114,252
+HK$5,721/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$217,062/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,001
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$122,703
−HK$3,761/mo
Today · 4.125%
HK$126,464
baseline
▲ 0.50% · 4.625%
HK$134,159
+HK$7,695/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$252,928/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,388
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$135,938
−HK$3,602/mo
Today · 4.125%
HK$139,540
baseline
▲ 0.50% · 4.625%
HK$146,896
+HK$7,356/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$279,080/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,211 · Scale 2, in force from 26 Feb 2026)