LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,113
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,169
−HK$2,090/mo
Today · 4.125%
HK$70,259
baseline
▲ 0.50% · 4.625%
HK$74,534
+HK$4,275/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,518/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,550
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,522
−HK$2,002/mo
Today · 4.125%
HK$77,524
baseline
▲ 0.50% · 4.625%
HK$81,610
+HK$4,086/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,048/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,335
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,803
−HK$2,507/mo
Today · 4.125%
HK$84,310
baseline
▲ 0.50% · 4.625%
HK$89,441
+HK$5,131/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,620/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,260
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,627
−HK$2,401/mo
Today · 4.125%
HK$93,028
baseline
▲ 0.50% · 4.625%
HK$97,932
+HK$4,904/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,056/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,558
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,437
−HK$2,925/mo
Today · 4.125%
HK$98,362
baseline
▲ 0.50% · 4.625%
HK$104,347
+HK$5,985/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,724/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,970
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,731
−HK$2,802/mo
Today · 4.125%
HK$108,533
baseline
▲ 0.50% · 4.625%
HK$114,254
+HK$5,721/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$217,066/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,003
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$122,705
−HK$3,761/mo
Today · 4.125%
HK$126,466
baseline
▲ 0.50% · 4.625%
HK$134,161
+HK$7,695/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$252,932/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,390
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$135,940
−HK$3,602/mo
Today · 4.125%
HK$139,542
baseline
▲ 0.50% · 4.625%
HK$146,898
+HK$7,356/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$279,084/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,229 · Scale 2, in force from 26 Feb 2026)