LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,116
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,173
−HK$2,089/mo
Today · 4.125%
HK$70,262
baseline
▲ 0.50% · 4.625%
HK$74,538
+HK$4,276/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,524/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,554
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,526
−HK$2,002/mo
Today · 4.125%
HK$77,528
baseline
▲ 0.50% · 4.625%
HK$81,614
+HK$4,086/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,056/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,339
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,807
−HK$2,508/mo
Today · 4.125%
HK$84,315
baseline
▲ 0.50% · 4.625%
HK$89,445
+HK$5,130/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,630/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,264
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,632
−HK$2,401/mo
Today · 4.125%
HK$93,033
baseline
▲ 0.50% · 4.625%
HK$97,937
+HK$4,904/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,066/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,563
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,442
−HK$2,925/mo
Today · 4.125%
HK$98,367
baseline
▲ 0.50% · 4.625%
HK$104,353
+HK$5,986/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,734/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,975
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$105,737
−HK$2,802/mo
Today · 4.125%
HK$108,539
baseline
▲ 0.50% · 4.625%
HK$114,260
+HK$5,721/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$217,078/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,009
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$122,711
−HK$3,761/mo
Today · 4.125%
HK$126,472
baseline
▲ 0.50% · 4.625%
HK$134,168
+HK$7,696/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$252,944/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,397
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$135,947
−HK$3,603/mo
Today · 4.125%
HK$139,550
baseline
▲ 0.50% · 4.625%
HK$146,905
+HK$7,355/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$279,100/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,292 · Scale 2, in force from 26 Feb 2026)