LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,117
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,173
−HK$2,090/mo
Today · 4.125%
HK$70,263
baseline
▲ 0.50% · 4.625%
HK$74,538
+HK$4,275/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,526/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,554
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,527
−HK$2,001/mo
Today · 4.125%
HK$77,528
baseline
▲ 0.50% · 4.625%
HK$81,615
+HK$4,087/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,056/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,340
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,808
−HK$2,507/mo
Today · 4.125%
HK$84,315
baseline
▲ 0.50% · 4.625%
HK$89,446
+HK$5,131/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,630/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,265
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,632
−HK$2,402/mo
Today · 4.125%
HK$93,034
baseline
▲ 0.50% · 4.625%
HK$97,938
+HK$4,904/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,068/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,563
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,443
−HK$2,925/mo
Today · 4.125%
HK$98,368
baseline
▲ 0.50% · 4.625%
HK$104,353
+HK$5,985/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,736/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,976
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,738
−HK$2,801/mo
Today · 4.125%
HK$108,539
baseline
▲ 0.50% · 4.625%
HK$114,261
+HK$5,722/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$217,078/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,010
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$122,712
−HK$3,761/mo
Today · 4.125%
HK$126,473
baseline
▲ 0.50% · 4.625%
HK$134,169
+HK$7,696/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$252,946/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,397
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$135,948
−HK$3,602/mo
Today · 4.125%
HK$139,550
baseline
▲ 0.50% · 4.625%
HK$146,906
+HK$7,356/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$279,100/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,300 · Scale 2, in force from 26 Feb 2026)