LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,119
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,176
−HK$2,090/mo
Today · 4.125%
HK$70,266
baseline
▲ 0.50% · 4.625%
HK$74,541
+HK$4,275/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,532/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,557
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,530
−HK$2,001/mo
Today · 4.125%
HK$77,531
baseline
▲ 0.50% · 4.625%
HK$81,618
+HK$4,087/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,062/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,343
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,811
−HK$2,508/mo
Today · 4.125%
HK$84,319
baseline
▲ 0.50% · 4.625%
HK$89,449
+HK$5,130/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,638/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,268
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,636
−HK$2,401/mo
Today · 4.125%
HK$93,037
baseline
▲ 0.50% · 4.625%
HK$97,941
+HK$4,904/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,074/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,567
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,446
−HK$2,926/mo
Today · 4.125%
HK$98,372
baseline
▲ 0.50% · 4.625%
HK$104,357
+HK$5,985/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,744/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,980
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$105,742
−HK$2,802/mo
Today · 4.125%
HK$108,544
baseline
▲ 0.50% · 4.625%
HK$114,265
+HK$5,721/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$217,088/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,015
−HK$7,463/mo
▼ 0.25% · 3.875%
HK$122,717
−HK$3,761/mo
Today · 4.125%
HK$126,478
baseline
▲ 0.50% · 4.625%
HK$134,174
+HK$7,696/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$252,956/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,403
−HK$7,153/mo
▼ 0.25% · 3.875%
HK$135,954
−HK$3,602/mo
Today · 4.125%
HK$139,556
baseline
▲ 0.50% · 4.625%
HK$146,912
+HK$7,356/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$279,112/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,349 · Scale 2, in force from 26 Feb 2026)