LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,129
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,186
−HK$2,090/mo
Today · 4.125%
HK$70,276
baseline
▲ 0.50% · 4.625%
HK$74,552
+HK$4,276/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,552/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,568
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,541
−HK$2,001/mo
Today · 4.125%
HK$77,542
baseline
▲ 0.50% · 4.625%
HK$81,630
+HK$4,088/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,084/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,355
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,823
−HK$2,508/mo
Today · 4.125%
HK$84,331
baseline
▲ 0.50% · 4.625%
HK$89,462
+HK$5,131/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,662/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,281
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,649
−HK$2,402/mo
Today · 4.125%
HK$93,051
baseline
▲ 0.50% · 4.625%
HK$97,956
+HK$4,905/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,102/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,580
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,460
−HK$2,926/mo
Today · 4.125%
HK$98,386
baseline
▲ 0.50% · 4.625%
HK$104,373
+HK$5,987/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,772/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,995
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$105,757
−HK$2,802/mo
Today · 4.125%
HK$108,559
baseline
▲ 0.50% · 4.625%
HK$114,282
+HK$5,723/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$217,118/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,032
−HK$7,464/mo
▼ 0.25% · 3.875%
HK$122,734
−HK$3,762/mo
Today · 4.125%
HK$126,496
baseline
▲ 0.50% · 4.625%
HK$134,193
+HK$7,697/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$252,992/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,422
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$135,973
−HK$3,603/mo
Today · 4.125%
HK$139,576
baseline
▲ 0.50% · 4.625%
HK$146,933
+HK$7,357/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$279,152/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,526 · Scale 2, in force from 26 Feb 2026)