LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,130
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,187
−HK$2,090/mo
Today · 4.125%
HK$70,277
baseline
▲ 0.50% · 4.625%
HK$74,553
+HK$4,276/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,554/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,569
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,542
−HK$2,001/mo
Today · 4.125%
HK$77,543
baseline
▲ 0.50% · 4.625%
HK$81,631
+HK$4,088/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,086/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,356
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,824
−HK$2,508/mo
Today · 4.125%
HK$84,332
baseline
▲ 0.50% · 4.625%
HK$89,463
+HK$5,131/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,664/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,282
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,650
−HK$2,402/mo
Today · 4.125%
HK$93,052
baseline
▲ 0.50% · 4.625%
HK$97,957
+HK$4,905/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,104/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,581
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,461
−HK$2,926/mo
Today · 4.125%
HK$98,387
baseline
▲ 0.50% · 4.625%
HK$104,374
+HK$5,987/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,774/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,996
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,758
−HK$2,803/mo
Today · 4.125%
HK$108,561
baseline
▲ 0.50% · 4.625%
HK$114,283
+HK$5,722/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$217,122/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,033
−HK$7,465/mo
▼ 0.25% · 3.875%
HK$122,736
−HK$3,762/mo
Today · 4.125%
HK$126,498
baseline
▲ 0.50% · 4.625%
HK$134,195
+HK$7,697/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$252,996/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,423
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$135,975
−HK$3,603/mo
Today · 4.125%
HK$139,578
baseline
▲ 0.50% · 4.625%
HK$146,935
+HK$7,357/mo
Deposit HK$2.90M · loan HK$26.10M · min. income ≈ HK$279,156/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,542 · Scale 2, in force from 26 Feb 2026)