LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,141
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,198
−HK$2,091/mo
Today · 4.125%
HK$70,289
baseline
▲ 0.50% · 4.625%
HK$74,565
+HK$4,276/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,578/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,232,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,581
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,555
−HK$2,001/mo
Today · 4.125%
HK$77,556
baseline
▲ 0.50% · 4.625%
HK$81,645
+HK$4,089/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,112/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,232,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,369
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,838
−HK$2,508/mo
Today · 4.125%
HK$84,346
baseline
▲ 0.50% · 4.625%
HK$89,479
+HK$5,133/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,692/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,232,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,297
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,665
−HK$2,403/mo
Today · 4.125%
HK$93,068
baseline
▲ 0.50% · 4.625%
HK$97,974
+HK$4,906/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,136/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,232,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,597
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,478
−HK$2,926/mo
Today · 4.125%
HK$98,404
baseline
▲ 0.50% · 4.625%
HK$104,392
+HK$5,988/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,808/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,014
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,776
−HK$2,803/mo
Today · 4.125%
HK$108,579
baseline
▲ 0.50% · 4.625%
HK$114,302
+HK$5,723/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$217,158/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,054
−HK$7,465/mo
▼ 0.25% · 3.875%
HK$122,757
−HK$3,762/mo
Today · 4.125%
HK$126,519
baseline
▲ 0.50% · 4.625%
HK$134,218
+HK$7,699/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$253,038/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,446
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$135,998
−HK$3,604/mo
Today · 4.125%
HK$139,602
baseline
▲ 0.50% · 4.625%
HK$146,960
+HK$7,358/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$279,204/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,752 · Scale 2, in force from 26 Feb 2026)