LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,142
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,200
−HK$2,090/mo
Today · 4.125%
HK$70,290
baseline
▲ 0.50% · 4.625%
HK$74,567
+HK$4,277/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,580/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,232,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,583
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,556
−HK$2,002/mo
Today · 4.125%
HK$77,558
baseline
▲ 0.50% · 4.625%
HK$81,646
+HK$4,088/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,116/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,232,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,371
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,840
−HK$2,508/mo
Today · 4.125%
HK$84,348
baseline
▲ 0.50% · 4.625%
HK$89,480
+HK$5,132/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,696/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,232,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,299
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,667
−HK$2,403/mo
Today · 4.125%
HK$93,070
baseline
▲ 0.50% · 4.625%
HK$97,975
+HK$4,905/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,140/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,232,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,599
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,479
−HK$2,927/mo
Today · 4.125%
HK$98,406
baseline
▲ 0.50% · 4.625%
HK$104,394
+HK$5,988/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$196,812/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,016
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,778
−HK$2,803/mo
Today · 4.125%
HK$108,581
baseline
▲ 0.50% · 4.625%
HK$114,305
+HK$5,724/mo
Deposit HK$8.70M · loan HK$20.30M · min. income ≈ HK$217,162/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,056
−HK$7,466/mo
▼ 0.25% · 3.875%
HK$122,759
−HK$3,763/mo
Today · 4.125%
HK$126,522
baseline
▲ 0.50% · 4.625%
HK$134,220
+HK$7,698/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$253,044/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,449
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$136,001
−HK$3,603/mo
Today · 4.125%
HK$139,604
baseline
▲ 0.50% · 4.625%
HK$146,963
+HK$7,359/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$279,208/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,776 · Scale 2, in force from 26 Feb 2026)