LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,145
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,202
−HK$2,091/mo
Today · 4.125%
HK$70,293
baseline
▲ 0.50% · 4.625%
HK$74,570
+HK$4,277/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,586/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,232,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,585
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,559
−HK$2,002/mo
Today · 4.125%
HK$77,561
baseline
▲ 0.50% · 4.625%
HK$81,649
+HK$4,088/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,122/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,232,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,374
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,843
−HK$2,508/mo
Today · 4.125%
HK$84,351
baseline
▲ 0.50% · 4.625%
HK$89,484
+HK$5,133/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$168,702/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,232,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,302
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,671
−HK$2,402/mo
Today · 4.125%
HK$93,073
baseline
▲ 0.50% · 4.625%
HK$97,979
+HK$4,906/mo
Deposit HK$11.60M · loan HK$17.40M · min. income ≈ HK$186,146/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,232,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,603
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,483
−HK$2,927/mo
Today · 4.125%
HK$98,410
baseline
▲ 0.50% · 4.625%
HK$104,398
+HK$5,988/mo
Deposit HK$8.70M · loan HK$20.31M · min. income ≈ HK$196,820/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,232,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,019
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,782
−HK$2,803/mo
Today · 4.125%
HK$108,585
baseline
▲ 0.50% · 4.625%
HK$114,309
+HK$5,724/mo
Deposit HK$8.70M · loan HK$20.31M · min. income ≈ HK$217,170/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,232,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,060
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$122,764
−HK$3,763/mo
Today · 4.125%
HK$126,527
baseline
▲ 0.50% · 4.625%
HK$134,225
+HK$7,698/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$253,054/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,454
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$136,006
−HK$3,604/mo
Today · 4.125%
HK$139,610
baseline
▲ 0.50% · 4.625%
HK$146,969
+HK$7,359/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$279,220/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,823 · Scale 2, in force from 26 Feb 2026)