LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,148
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,206
−HK$2,090/mo
Today · 4.125%
HK$70,296
baseline
▲ 0.50% · 4.625%
HK$74,574
+HK$4,278/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,592/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,232,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,589
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,563
−HK$2,002/mo
Today · 4.125%
HK$77,565
baseline
▲ 0.50% · 4.625%
HK$81,654
+HK$4,089/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,130/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,232,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,378
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,847
−HK$2,509/mo
Today · 4.125%
HK$84,356
baseline
▲ 0.50% · 4.625%
HK$89,489
+HK$5,133/mo
Deposit HK$11.60M · loan HK$17.41M · min. income ≈ HK$168,712/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,232,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,307
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,676
−HK$2,402/mo
Today · 4.125%
HK$93,078
baseline
▲ 0.50% · 4.625%
HK$97,984
+HK$4,906/mo
Deposit HK$11.60M · loan HK$17.41M · min. income ≈ HK$186,156/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,232,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,608
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,488
−HK$2,927/mo
Today · 4.125%
HK$98,415
baseline
▲ 0.50% · 4.625%
HK$104,403
+HK$5,988/mo
Deposit HK$8.70M · loan HK$20.31M · min. income ≈ HK$196,830/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,232,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,025
−HK$5,566/mo
▼ 0.25% · 3.875%
HK$105,788
−HK$2,803/mo
Today · 4.125%
HK$108,591
baseline
▲ 0.50% · 4.625%
HK$114,315
+HK$5,724/mo
Deposit HK$8.70M · loan HK$20.31M · min. income ≈ HK$217,182/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,232,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,067
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$122,771
−HK$3,763/mo
Today · 4.125%
HK$126,534
baseline
▲ 0.50% · 4.625%
HK$134,233
+HK$7,699/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$253,068/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,461
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$136,013
−HK$3,604/mo
Today · 4.125%
HK$139,617
baseline
▲ 0.50% · 4.625%
HK$146,977
+HK$7,360/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$279,234/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,890 · Scale 2, in force from 26 Feb 2026)