LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,155
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,212
−HK$2,091/mo
Today · 4.125%
HK$70,303
baseline
▲ 0.50% · 4.625%
HK$74,581
+HK$4,278/mo
Deposit HK$14.51M · loan HK$14.51M · min. income ≈ HK$140,606/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,233,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,596
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,570
−HK$2,003/mo
Today · 4.125%
HK$77,573
baseline
▲ 0.50% · 4.625%
HK$81,662
+HK$4,089/mo
Deposit HK$14.51M · loan HK$14.51M · min. income ≈ HK$155,146/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,233,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,386
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,855
−HK$2,509/mo
Today · 4.125%
HK$84,364
baseline
▲ 0.50% · 4.625%
HK$89,497
+HK$5,133/mo
Deposit HK$11.60M · loan HK$17.41M · min. income ≈ HK$168,728/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,233,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,316
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,684
−HK$2,403/mo
Today · 4.125%
HK$93,087
baseline
▲ 0.50% · 4.625%
HK$97,994
+HK$4,907/mo
Deposit HK$11.60M · loan HK$17.41M · min. income ≈ HK$186,174/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,233,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,617
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$95,497
−HK$2,927/mo
Today · 4.125%
HK$98,424
baseline
▲ 0.50% · 4.625%
HK$104,413
+HK$5,989/mo
Deposit HK$8.70M · loan HK$20.31M · min. income ≈ HK$196,848/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,035
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,798
−HK$2,804/mo
Today · 4.125%
HK$108,602
baseline
▲ 0.50% · 4.625%
HK$114,326
+HK$5,724/mo
Deposit HK$8.70M · loan HK$20.31M · min. income ≈ HK$217,204/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,078
−HK$7,468/mo
▼ 0.25% · 3.875%
HK$122,782
−HK$3,764/mo
Today · 4.125%
HK$126,546
baseline
▲ 0.50% · 4.625%
HK$134,246
+HK$7,700/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$253,092/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,233,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,474
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$136,026
−HK$3,605/mo
Today · 4.125%
HK$139,631
baseline
▲ 0.50% · 4.625%
HK$146,991
+HK$7,360/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$279,262/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,233,009 · Scale 2, in force from 26 Feb 2026)