LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,157
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,215
−HK$2,091/mo
Today · 4.125%
HK$70,306
baseline
▲ 0.50% · 4.625%
HK$74,584
+HK$4,278/mo
Deposit HK$14.51M · loan HK$14.51M · min. income ≈ HK$140,612/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,233,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,599
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,573
−HK$2,002/mo
Today · 4.125%
HK$77,575
baseline
▲ 0.50% · 4.625%
HK$81,665
+HK$4,090/mo
Deposit HK$14.51M · loan HK$14.51M · min. income ≈ HK$155,150/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,233,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,389
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,858
−HK$2,509/mo
Today · 4.125%
HK$84,367
baseline
▲ 0.50% · 4.625%
HK$89,500
+HK$5,133/mo
Deposit HK$11.61M · loan HK$17.41M · min. income ≈ HK$168,734/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,233,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,319
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,688
−HK$2,403/mo
Today · 4.125%
HK$93,091
baseline
▲ 0.50% · 4.625%
HK$97,997
+HK$4,906/mo
Deposit HK$11.61M · loan HK$17.41M · min. income ≈ HK$186,182/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,233,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,620
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$95,501
−HK$2,927/mo
Today · 4.125%
HK$98,428
baseline
▲ 0.50% · 4.625%
HK$104,417
+HK$5,989/mo
Deposit HK$8.70M · loan HK$20.31M · min. income ≈ HK$196,856/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,039
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,802
−HK$2,804/mo
Today · 4.125%
HK$108,606
baseline
▲ 0.50% · 4.625%
HK$114,330
+HK$5,724/mo
Deposit HK$8.70M · loan HK$20.31M · min. income ≈ HK$217,212/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,083
−HK$7,467/mo
▼ 0.25% · 3.875%
HK$122,787
−HK$3,763/mo
Today · 4.125%
HK$126,550
baseline
▲ 0.50% · 4.625%
HK$134,251
+HK$7,701/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$253,100/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,233,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,478
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$136,031
−HK$3,605/mo
Today · 4.125%
HK$139,636
baseline
▲ 0.50% · 4.625%
HK$146,996
+HK$7,360/mo
Deposit HK$2.90M · loan HK$26.11M · min. income ≈ HK$279,272/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,233,053 · Scale 2, in force from 26 Feb 2026)