LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,185
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,244
−HK$2,091/mo
Today · 4.125%
HK$70,335
baseline
▲ 0.50% · 4.625%
HK$74,615
+HK$4,280/mo
Deposit HK$14.51M · loan HK$14.51M · min. income ≈ HK$140,670/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,233,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,630
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,605
−HK$2,003/mo
Today · 4.125%
HK$77,608
baseline
▲ 0.50% · 4.625%
HK$81,699
+HK$4,091/mo
Deposit HK$14.51M · loan HK$14.51M · min. income ≈ HK$155,216/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,233,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,422
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$81,892
−HK$2,510/mo
Today · 4.125%
HK$84,402
baseline
▲ 0.50% · 4.625%
HK$89,538
+HK$5,136/mo
Deposit HK$11.61M · loan HK$17.42M · min. income ≈ HK$168,804/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,233,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,356
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,726
−HK$2,404/mo
Today · 4.125%
HK$93,130
baseline
▲ 0.50% · 4.625%
HK$98,039
+HK$4,909/mo
Deposit HK$11.61M · loan HK$17.42M · min. income ≈ HK$186,260/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,233,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,659
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$95,541
−HK$2,928/mo
Today · 4.125%
HK$98,469
baseline
▲ 0.50% · 4.625%
HK$104,461
+HK$5,992/mo
Deposit HK$8.71M · loan HK$20.32M · min. income ≈ HK$196,938/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,082
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$105,847
−HK$2,804/mo
Today · 4.125%
HK$108,651
baseline
▲ 0.50% · 4.625%
HK$114,378
+HK$5,727/mo
Deposit HK$8.71M · loan HK$20.32M · min. income ≈ HK$217,302/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,133
−HK$7,470/mo
▼ 0.25% · 3.875%
HK$122,838
−HK$3,765/mo
Today · 4.125%
HK$126,603
baseline
▲ 0.50% · 4.625%
HK$134,307
+HK$7,704/mo
Deposit HK$2.90M · loan HK$26.12M · min. income ≈ HK$253,206/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,233,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,534
−HK$7,160/mo
▼ 0.25% · 3.875%
HK$136,088
−HK$3,606/mo
Today · 4.125%
HK$139,694
baseline
▲ 0.50% · 4.625%
HK$147,058
+HK$7,364/mo
Deposit HK$2.90M · loan HK$26.12M · min. income ≈ HK$279,388/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,233,570 · Scale 2, in force from 26 Feb 2026)