LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,191
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,250
−HK$2,092/mo
Today · 4.125%
HK$70,342
baseline
▲ 0.50% · 4.625%
HK$74,622
+HK$4,280/mo
Deposit HK$14.51M · loan HK$14.51M · min. income ≈ HK$140,684/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,233,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,637
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,612
−HK$2,004/mo
Today · 4.125%
HK$77,616
baseline
▲ 0.50% · 4.625%
HK$81,707
+HK$4,091/mo
Deposit HK$14.51M · loan HK$14.51M · min. income ≈ HK$155,232/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,233,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,430
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,900
−HK$2,511/mo
Today · 4.125%
HK$84,411
baseline
▲ 0.50% · 4.625%
HK$89,547
+HK$5,136/mo
Deposit HK$11.61M · loan HK$17.42M · min. income ≈ HK$168,822/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,233,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,365
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,735
−HK$2,404/mo
Today · 4.125%
HK$93,139
baseline
▲ 0.50% · 4.625%
HK$98,048
+HK$4,909/mo
Deposit HK$11.61M · loan HK$17.42M · min. income ≈ HK$186,278/mo (50% DSR)
Upfront cash ≈ HK$12.84M (deposit + AVD stamp duty HK$1,233,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,668
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$95,551
−HK$2,928/mo
Today · 4.125%
HK$98,479
baseline
▲ 0.50% · 4.625%
HK$104,471
+HK$5,992/mo
Deposit HK$8.71M · loan HK$20.32M · min. income ≈ HK$196,958/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,092
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$105,857
−HK$2,805/mo
Today · 4.125%
HK$108,662
baseline
▲ 0.50% · 4.625%
HK$114,390
+HK$5,728/mo
Deposit HK$8.71M · loan HK$20.32M · min. income ≈ HK$217,324/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,145
−HK$7,471/mo
▼ 0.25% · 3.875%
HK$122,851
−HK$3,765/mo
Today · 4.125%
HK$126,616
baseline
▲ 0.50% · 4.625%
HK$134,320
+HK$7,704/mo
Deposit HK$2.90M · loan HK$26.13M · min. income ≈ HK$253,232/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,233,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,547
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$136,102
−HK$3,606/mo
Today · 4.125%
HK$139,708
baseline
▲ 0.50% · 4.625%
HK$147,073
+HK$7,365/mo
Deposit HK$2.90M · loan HK$26.13M · min. income ≈ HK$279,416/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,233,694 · Scale 2, in force from 26 Feb 2026)