LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,204
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,263
−HK$2,093/mo
Today · 4.125%
HK$70,356
baseline
▲ 0.50% · 4.625%
HK$74,637
+HK$4,281/mo
Deposit HK$14.52M · loan HK$14.52M · min. income ≈ HK$140,712/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,233,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,651
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,627
−HK$2,003/mo
Today · 4.125%
HK$77,630
baseline
▲ 0.50% · 4.625%
HK$81,722
+HK$4,092/mo
Deposit HK$14.52M · loan HK$14.52M · min. income ≈ HK$155,260/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,233,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,445
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,916
−HK$2,511/mo
Today · 4.125%
HK$84,427
baseline
▲ 0.50% · 4.625%
HK$89,564
+HK$5,137/mo
Deposit HK$11.61M · loan HK$17.42M · min. income ≈ HK$168,854/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,233,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,382
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,752
−HK$2,405/mo
Today · 4.125%
HK$93,157
baseline
▲ 0.50% · 4.625%
HK$98,067
+HK$4,910/mo
Deposit HK$11.61M · loan HK$17.42M · min. income ≈ HK$186,314/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,233,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,686
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$95,569
−HK$2,929/mo
Today · 4.125%
HK$98,498
baseline
▲ 0.50% · 4.625%
HK$104,491
+HK$5,993/mo
Deposit HK$8.71M · loan HK$20.32M · min. income ≈ HK$196,996/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,112
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$105,877
−HK$2,806/mo
Today · 4.125%
HK$108,683
baseline
▲ 0.50% · 4.625%
HK$114,411
+HK$5,728/mo
Deposit HK$8.71M · loan HK$20.32M · min. income ≈ HK$217,366/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$1,233,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,167
−HK$7,473/mo
▼ 0.25% · 3.875%
HK$122,874
−HK$3,766/mo
Today · 4.125%
HK$126,640
baseline
▲ 0.50% · 4.625%
HK$134,346
+HK$7,706/mo
Deposit HK$2.90M · loan HK$26.13M · min. income ≈ HK$253,280/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,233,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,572
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$136,128
−HK$3,607/mo
Today · 4.125%
HK$139,735
baseline
▲ 0.50% · 4.625%
HK$147,100
+HK$7,365/mo
Deposit HK$2.90M · loan HK$26.13M · min. income ≈ HK$279,470/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,233,928 · Scale 2, in force from 26 Feb 2026)