LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,226
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,286
−HK$2,093/mo
Today · 4.125%
HK$70,379
baseline
▲ 0.50% · 4.625%
HK$74,661
+HK$4,282/mo
Deposit HK$14.52M · loan HK$14.52M · min. income ≈ HK$140,758/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,676
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,652
−HK$2,004/mo
Today · 4.125%
HK$77,656
baseline
▲ 0.50% · 4.625%
HK$81,750
+HK$4,094/mo
Deposit HK$14.52M · loan HK$14.52M · min. income ≈ HK$155,312/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,471
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,943
−HK$2,512/mo
Today · 4.125%
HK$84,455
baseline
▲ 0.50% · 4.625%
HK$89,594
+HK$5,139/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$168,910/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,234,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,411
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,782
−HK$2,406/mo
Today · 4.125%
HK$93,188
baseline
▲ 0.50% · 4.625%
HK$98,100
+HK$4,912/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$186,376/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,234,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,717
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$95,601
−HK$2,930/mo
Today · 4.125%
HK$98,531
baseline
▲ 0.50% · 4.625%
HK$104,526
+HK$5,995/mo
Deposit HK$8.71M · loan HK$20.33M · min. income ≈ HK$197,062/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,146
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$105,913
−HK$2,806/mo
Today · 4.125%
HK$108,719
baseline
▲ 0.50% · 4.625%
HK$114,450
+HK$5,731/mo
Deposit HK$8.71M · loan HK$20.33M · min. income ≈ HK$217,438/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,207
−HK$7,475/mo
▼ 0.25% · 3.875%
HK$122,915
−HK$3,767/mo
Today · 4.125%
HK$126,682
baseline
▲ 0.50% · 4.625%
HK$134,391
+HK$7,709/mo
Deposit HK$2.90M · loan HK$26.14M · min. income ≈ HK$253,364/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,617
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$136,173
−HK$3,608/mo
Today · 4.125%
HK$139,781
baseline
▲ 0.50% · 4.625%
HK$147,149
+HK$7,368/mo
Deposit HK$2.90M · loan HK$26.14M · min. income ≈ HK$279,562/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,339 · Scale 2, in force from 26 Feb 2026)