LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,233
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,293
−HK$2,094/mo
Today · 4.125%
HK$70,387
baseline
▲ 0.50% · 4.625%
HK$74,669
+HK$4,282/mo
Deposit HK$14.52M · loan HK$14.52M · min. income ≈ HK$140,774/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,684
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,660
−HK$2,005/mo
Today · 4.125%
HK$77,665
baseline
▲ 0.50% · 4.625%
HK$81,758
+HK$4,093/mo
Deposit HK$14.52M · loan HK$14.52M · min. income ≈ HK$155,330/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,480
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,952
−HK$2,512/mo
Today · 4.125%
HK$84,464
baseline
▲ 0.50% · 4.625%
HK$89,603
+HK$5,139/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$168,928/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,234,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,420
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,792
−HK$2,406/mo
Today · 4.125%
HK$93,198
baseline
▲ 0.50% · 4.625%
HK$98,110
+HK$4,912/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$186,396/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$1,234,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,726
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,611
−HK$2,930/mo
Today · 4.125%
HK$98,541
baseline
▲ 0.50% · 4.625%
HK$104,537
+HK$5,996/mo
Deposit HK$8.71M · loan HK$20.33M · min. income ≈ HK$197,082/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,157
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$105,924
−HK$2,806/mo
Today · 4.125%
HK$108,730
baseline
▲ 0.50% · 4.625%
HK$114,462
+HK$5,732/mo
Deposit HK$8.71M · loan HK$20.33M · min. income ≈ HK$217,460/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,220
−HK$7,476/mo
▼ 0.25% · 3.875%
HK$122,928
−HK$3,768/mo
Today · 4.125%
HK$126,696
baseline
▲ 0.50% · 4.625%
HK$134,405
+HK$7,709/mo
Deposit HK$2.90M · loan HK$26.14M · min. income ≈ HK$253,392/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,631
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$136,188
−HK$3,608/mo
Today · 4.125%
HK$139,796
baseline
▲ 0.50% · 4.625%
HK$147,165
+HK$7,369/mo
Deposit HK$2.90M · loan HK$26.14M · min. income ≈ HK$279,592/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,470 · Scale 2, in force from 26 Feb 2026)