LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,244
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,304
−HK$2,094/mo
Today · 4.125%
HK$70,398
baseline
▲ 0.50% · 4.625%
HK$74,681
+HK$4,283/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$140,796/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,696
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,672
−HK$2,005/mo
Today · 4.125%
HK$77,677
baseline
▲ 0.50% · 4.625%
HK$81,772
+HK$4,095/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$155,354/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,493
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,965
−HK$2,513/mo
Today · 4.125%
HK$84,478
baseline
▲ 0.50% · 4.625%
HK$89,618
+HK$5,140/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$168,956/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,435
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,807
−HK$2,406/mo
Today · 4.125%
HK$93,213
baseline
▲ 0.50% · 4.625%
HK$98,126
+HK$4,913/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$186,426/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,741
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,626
−HK$2,931/mo
Today · 4.125%
HK$98,557
baseline
▲ 0.50% · 4.625%
HK$104,554
+HK$5,997/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$197,114/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,174
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,941
−HK$2,807/mo
Today · 4.125%
HK$108,748
baseline
▲ 0.50% · 4.625%
HK$114,480
+HK$5,732/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$217,496/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,239
−HK$7,477/mo
▼ 0.25% · 3.875%
HK$122,948
−HK$3,768/mo
Today · 4.125%
HK$126,716
baseline
▲ 0.50% · 4.625%
HK$134,427
+HK$7,711/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$253,432/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,652
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$136,210
−HK$3,609/mo
Today · 4.125%
HK$139,819
baseline
▲ 0.50% · 4.625%
HK$147,189
+HK$7,370/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$279,638/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,671 · Scale 2, in force from 26 Feb 2026)