LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,246
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,307
−HK$2,093/mo
Today · 4.125%
HK$70,400
baseline
▲ 0.50% · 4.625%
HK$74,684
+HK$4,284/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$140,800/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,698
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,675
−HK$2,005/mo
Today · 4.125%
HK$77,680
baseline
▲ 0.50% · 4.625%
HK$81,774
+HK$4,094/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$155,360/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,495
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,968
−HK$2,512/mo
Today · 4.125%
HK$84,480
baseline
▲ 0.50% · 4.625%
HK$89,621
+HK$5,141/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$168,960/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,438
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,810
−HK$2,406/mo
Today · 4.125%
HK$93,216
baseline
▲ 0.50% · 4.625%
HK$98,129
+HK$4,913/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$186,432/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,745
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,629
−HK$2,931/mo
Today · 4.125%
HK$98,560
baseline
▲ 0.50% · 4.625%
HK$104,558
+HK$5,998/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$197,120/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,177
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,945
−HK$2,807/mo
Today · 4.125%
HK$108,752
baseline
▲ 0.50% · 4.625%
HK$114,484
+HK$5,732/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$217,504/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,243
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$122,952
−HK$3,769/mo
Today · 4.125%
HK$126,721
baseline
▲ 0.50% · 4.625%
HK$134,431
+HK$7,710/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$253,442/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,657
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$136,214
−HK$3,610/mo
Today · 4.125%
HK$139,824
baseline
▲ 0.50% · 4.625%
HK$147,194
+HK$7,370/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$279,648/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,712 · Scale 2, in force from 26 Feb 2026)