LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,249
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,310
−HK$2,094/mo
Today · 4.125%
HK$70,404
baseline
▲ 0.50% · 4.625%
HK$74,688
+HK$4,284/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$140,808/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,702
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,678
−HK$2,006/mo
Today · 4.125%
HK$77,684
baseline
▲ 0.50% · 4.625%
HK$81,779
+HK$4,095/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$155,368/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,499
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,972
−HK$2,513/mo
Today · 4.125%
HK$84,485
baseline
▲ 0.50% · 4.625%
HK$89,625
+HK$5,140/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$168,970/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,442
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,814
−HK$2,406/mo
Today · 4.125%
HK$93,220
baseline
▲ 0.50% · 4.625%
HK$98,134
+HK$4,914/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$186,440/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,749
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,634
−HK$2,931/mo
Today · 4.125%
HK$98,565
baseline
▲ 0.50% · 4.625%
HK$104,563
+HK$5,998/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$197,130/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,183
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,950
−HK$2,807/mo
Today · 4.125%
HK$108,757
baseline
▲ 0.50% · 4.625%
HK$114,490
+HK$5,733/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$217,514/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,249
−HK$7,478/mo
▼ 0.25% · 3.875%
HK$122,958
−HK$3,769/mo
Today · 4.125%
HK$126,727
baseline
▲ 0.50% · 4.625%
HK$134,438
+HK$7,711/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$253,454/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,663
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$136,221
−HK$3,610/mo
Today · 4.125%
HK$139,831
baseline
▲ 0.50% · 4.625%
HK$147,201
+HK$7,370/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$279,662/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,774 · Scale 2, in force from 26 Feb 2026)