LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,251
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,312
−HK$2,093/mo
Today · 4.125%
HK$70,405
baseline
▲ 0.50% · 4.625%
HK$74,689
+HK$4,284/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$140,810/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,703
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,680
−HK$2,005/mo
Today · 4.125%
HK$77,685
baseline
▲ 0.50% · 4.625%
HK$81,780
+HK$4,095/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$155,370/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,501
−HK$4,985/mo
▼ 0.25% · 3.875%
HK$81,974
−HK$2,512/mo
Today · 4.125%
HK$84,486
baseline
▲ 0.50% · 4.625%
HK$89,627
+HK$5,141/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$168,972/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,444
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,816
−HK$2,406/mo
Today · 4.125%
HK$93,222
baseline
▲ 0.50% · 4.625%
HK$98,136
+HK$4,914/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$186,444/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,751
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,636
−HK$2,931/mo
Today · 4.125%
HK$98,567
baseline
▲ 0.50% · 4.625%
HK$104,565
+HK$5,998/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$197,134/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,185
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,952
−HK$2,807/mo
Today · 4.125%
HK$108,759
baseline
▲ 0.50% · 4.625%
HK$114,492
+HK$5,733/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$217,518/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,251
−HK$7,479/mo
▼ 0.25% · 3.875%
HK$122,961
−HK$3,769/mo
Today · 4.125%
HK$126,730
baseline
▲ 0.50% · 4.625%
HK$134,441
+HK$7,711/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$253,460/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,666
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$136,224
−HK$3,610/mo
Today · 4.125%
HK$139,834
baseline
▲ 0.50% · 4.625%
HK$147,204
+HK$7,370/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$279,668/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,800 · Scale 2, in force from 26 Feb 2026)