LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,255
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$68,316
−HK$2,094/mo
Today · 4.125%
HK$70,410
baseline
▲ 0.50% · 4.625%
HK$74,694
+HK$4,284/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$140,820/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,708
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,685
−HK$2,005/mo
Today · 4.125%
HK$77,690
baseline
▲ 0.50% · 4.625%
HK$81,785
+HK$4,095/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$155,380/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,234,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,506
−HK$4,986/mo
▼ 0.25% · 3.875%
HK$81,979
−HK$2,513/mo
Today · 4.125%
HK$84,492
baseline
▲ 0.50% · 4.625%
HK$89,633
+HK$5,141/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$168,984/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,450
−HK$4,778/mo
▼ 0.25% · 3.875%
HK$90,822
−HK$2,406/mo
Today · 4.125%
HK$93,228
baseline
▲ 0.50% · 4.625%
HK$98,142
+HK$4,914/mo
Deposit HK$11.62M · loan HK$17.43M · min. income ≈ HK$186,456/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,234,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,757
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,642
−HK$2,932/mo
Today · 4.125%
HK$98,574
baseline
▲ 0.50% · 4.625%
HK$104,572
+HK$5,998/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$197,148/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,191
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,959
−HK$2,807/mo
Today · 4.125%
HK$108,766
baseline
▲ 0.50% · 4.625%
HK$114,499
+HK$5,733/mo
Deposit HK$8.72M · loan HK$20.34M · min. income ≈ HK$217,532/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,234,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,259
−HK$7,479/mo
▼ 0.25% · 3.875%
HK$122,969
−HK$3,769/mo
Today · 4.125%
HK$126,738
baseline
▲ 0.50% · 4.625%
HK$134,449
+HK$7,711/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$253,476/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,674
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$136,233
−HK$3,609/mo
Today · 4.125%
HK$139,842
baseline
▲ 0.50% · 4.625%
HK$147,214
+HK$7,372/mo
Deposit HK$2.91M · loan HK$26.15M · min. income ≈ HK$279,684/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,234,877 · Scale 2, in force from 26 Feb 2026)