LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,275
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$68,337
−HK$2,094/mo
Today · 4.125%
HK$70,431
baseline
▲ 0.50% · 4.625%
HK$74,717
+HK$4,286/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$140,862/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,731
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$75,708
−HK$2,006/mo
Today · 4.125%
HK$77,714
baseline
▲ 0.50% · 4.625%
HK$81,810
+HK$4,096/mo
Deposit HK$14.53M · loan HK$14.53M · min. income ≈ HK$155,428/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,530
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,004
−HK$2,514/mo
Today · 4.125%
HK$84,518
baseline
▲ 0.50% · 4.625%
HK$89,660
+HK$5,142/mo
Deposit HK$11.63M · loan HK$17.44M · min. income ≈ HK$169,036/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,235,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,477
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,850
−HK$2,407/mo
Today · 4.125%
HK$93,257
baseline
▲ 0.50% · 4.625%
HK$98,172
+HK$4,915/mo
Deposit HK$11.63M · loan HK$17.44M · min. income ≈ HK$186,514/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,235,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,785
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$95,672
−HK$2,932/mo
Today · 4.125%
HK$98,604
baseline
▲ 0.50% · 4.625%
HK$104,604
+HK$6,000/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$197,208/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,235,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,223
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$105,991
−HK$2,809/mo
Today · 4.125%
HK$108,800
baseline
▲ 0.50% · 4.625%
HK$114,535
+HK$5,735/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$217,600/mo (50% DSR)
Upfront cash ≈ HK$9.95M (deposit + AVD stamp duty HK$1,235,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,295
−HK$7,481/mo
▼ 0.25% · 3.875%
HK$123,006
−HK$3,770/mo
Today · 4.125%
HK$126,776
baseline
▲ 0.50% · 4.625%
HK$134,490
+HK$7,714/mo
Deposit HK$2.91M · loan HK$26.16M · min. income ≈ HK$253,552/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,715
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$136,274
−HK$3,611/mo
Today · 4.125%
HK$139,885
baseline
▲ 0.50% · 4.625%
HK$147,259
+HK$7,374/mo
Deposit HK$2.91M · loan HK$26.16M · min. income ≈ HK$279,770/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,256 · Scale 2, in force from 26 Feb 2026)