LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,295
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,357
−HK$2,095/mo
Today · 4.125%
HK$70,452
baseline
▲ 0.50% · 4.625%
HK$74,739
+HK$4,287/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$140,904/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,752
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,730
−HK$2,007/mo
Today · 4.125%
HK$77,737
baseline
▲ 0.50% · 4.625%
HK$81,834
+HK$4,097/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$155,474/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,553
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,028
−HK$2,514/mo
Today · 4.125%
HK$84,542
baseline
▲ 0.50% · 4.625%
HK$89,686
+HK$5,144/mo
Deposit HK$11.63M · loan HK$17.44M · min. income ≈ HK$169,084/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,235,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,502
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,876
−HK$2,408/mo
Today · 4.125%
HK$93,284
baseline
▲ 0.50% · 4.625%
HK$98,201
+HK$4,917/mo
Deposit HK$11.63M · loan HK$17.44M · min. income ≈ HK$186,568/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$1,235,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,812
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,699
−HK$2,934/mo
Today · 4.125%
HK$98,633
baseline
▲ 0.50% · 4.625%
HK$104,634
+HK$6,001/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$197,266/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,253
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$106,022
−HK$2,809/mo
Today · 4.125%
HK$108,831
baseline
▲ 0.50% · 4.625%
HK$114,568
+HK$5,737/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$217,662/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,330
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$123,042
−HK$3,771/mo
Today · 4.125%
HK$126,813
baseline
▲ 0.50% · 4.625%
HK$134,530
+HK$7,717/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$253,626/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,754
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$136,314
−HK$3,612/mo
Today · 4.125%
HK$139,926
baseline
▲ 0.50% · 4.625%
HK$147,302
+HK$7,376/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$279,852/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,616 · Scale 2, in force from 26 Feb 2026)