LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,297
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$68,359
−HK$2,095/mo
Today · 4.125%
HK$70,454
baseline
▲ 0.50% · 4.625%
HK$74,741
+HK$4,287/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$140,908/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,754
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,732
−HK$2,007/mo
Today · 4.125%
HK$77,739
baseline
▲ 0.50% · 4.625%
HK$81,837
+HK$4,098/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$155,478/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,556
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,031
−HK$2,514/mo
Today · 4.125%
HK$84,545
baseline
▲ 0.50% · 4.625%
HK$89,689
+HK$5,144/mo
Deposit HK$11.63M · loan HK$17.44M · min. income ≈ HK$169,090/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,505
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,879
−HK$2,408/mo
Today · 4.125%
HK$93,287
baseline
▲ 0.50% · 4.625%
HK$98,204
+HK$4,917/mo
Deposit HK$11.63M · loan HK$17.44M · min. income ≈ HK$186,574/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,815
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,702
−HK$2,934/mo
Today · 4.125%
HK$98,636
baseline
▲ 0.50% · 4.625%
HK$104,637
+HK$6,001/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$197,272/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,256
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,025
−HK$2,810/mo
Today · 4.125%
HK$108,835
baseline
▲ 0.50% · 4.625%
HK$114,571
+HK$5,736/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$217,670/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,334
−HK$7,483/mo
▼ 0.25% · 3.875%
HK$123,046
−HK$3,771/mo
Today · 4.125%
HK$126,817
baseline
▲ 0.50% · 4.625%
HK$134,534
+HK$7,717/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$253,634/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,758
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$136,318
−HK$3,612/mo
Today · 4.125%
HK$139,930
baseline
▲ 0.50% · 4.625%
HK$147,306
+HK$7,376/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$279,860/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,653 · Scale 2, in force from 26 Feb 2026)