LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,305
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,367
−HK$2,096/mo
Today · 4.125%
HK$70,463
baseline
▲ 0.50% · 4.625%
HK$74,750
+HK$4,287/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$140,926/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,763
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$75,742
−HK$2,007/mo
Today · 4.125%
HK$77,749
baseline
▲ 0.50% · 4.625%
HK$81,847
+HK$4,098/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$155,498/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,566
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,041
−HK$2,514/mo
Today · 4.125%
HK$84,555
baseline
▲ 0.50% · 4.625%
HK$89,700
+HK$5,145/mo
Deposit HK$11.63M · loan HK$17.45M · min. income ≈ HK$169,110/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,516
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,890
−HK$2,408/mo
Today · 4.125%
HK$93,298
baseline
▲ 0.50% · 4.625%
HK$98,216
+HK$4,918/mo
Deposit HK$11.63M · loan HK$17.45M · min. income ≈ HK$186,596/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,827
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,714
−HK$2,934/mo
Today · 4.125%
HK$98,648
baseline
▲ 0.50% · 4.625%
HK$104,650
+HK$6,002/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$197,296/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,269
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,038
−HK$2,810/mo
Today · 4.125%
HK$108,848
baseline
▲ 0.50% · 4.625%
HK$114,586
+HK$5,738/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$217,696/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,349
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,061
−HK$3,772/mo
Today · 4.125%
HK$126,833
baseline
▲ 0.50% · 4.625%
HK$134,550
+HK$7,717/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$253,666/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,774
−HK$7,173/mo
▼ 0.25% · 3.875%
HK$136,335
−HK$3,612/mo
Today · 4.125%
HK$139,947
baseline
▲ 0.50% · 4.625%
HK$147,324
+HK$7,377/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$279,894/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,805 · Scale 2, in force from 26 Feb 2026)