LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,305
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,368
−HK$2,095/mo
Today · 4.125%
HK$70,463
baseline
▲ 0.50% · 4.625%
HK$74,751
+HK$4,288/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$140,926/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,764
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,742
−HK$2,007/mo
Today · 4.125%
HK$77,749
baseline
▲ 0.50% · 4.625%
HK$81,848
+HK$4,099/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$155,498/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,235,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,566
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,041
−HK$2,515/mo
Today · 4.125%
HK$84,556
baseline
▲ 0.50% · 4.625%
HK$89,701
+HK$5,145/mo
Deposit HK$11.63M · loan HK$17.45M · min. income ≈ HK$169,112/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,517
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,891
−HK$2,408/mo
Today · 4.125%
HK$93,299
baseline
▲ 0.50% · 4.625%
HK$98,217
+HK$4,918/mo
Deposit HK$11.63M · loan HK$17.45M · min. income ≈ HK$186,598/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,827
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$95,715
−HK$2,934/mo
Today · 4.125%
HK$98,649
baseline
▲ 0.50% · 4.625%
HK$104,651
+HK$6,002/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$197,298/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,270
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,039
−HK$2,810/mo
Today · 4.125%
HK$108,849
baseline
▲ 0.50% · 4.625%
HK$114,587
+HK$5,738/mo
Deposit HK$8.72M · loan HK$20.35M · min. income ≈ HK$217,698/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,350
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,062
−HK$3,772/mo
Today · 4.125%
HK$126,834
baseline
▲ 0.50% · 4.625%
HK$134,551
+HK$7,717/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$253,668/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,775
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$136,336
−HK$3,613/mo
Today · 4.125%
HK$139,949
baseline
▲ 0.50% · 4.625%
HK$147,326
+HK$7,377/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$279,898/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,817 · Scale 2, in force from 26 Feb 2026)