LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,308
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,371
−HK$2,095/mo
Today · 4.125%
HK$70,466
baseline
▲ 0.50% · 4.625%
HK$74,754
+HK$4,288/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$140,932/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,235,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,767
−HK$3,986/mo
▼ 0.25% · 3.875%
HK$75,746
−HK$2,007/mo
Today · 4.125%
HK$77,753
baseline
▲ 0.50% · 4.625%
HK$81,851
+HK$4,098/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$155,506/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,235,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,570
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,045
−HK$2,515/mo
Today · 4.125%
HK$84,560
baseline
▲ 0.50% · 4.625%
HK$89,705
+HK$5,145/mo
Deposit HK$11.63M · loan HK$17.45M · min. income ≈ HK$169,120/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,521
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,895
−HK$2,408/mo
Today · 4.125%
HK$93,303
baseline
▲ 0.50% · 4.625%
HK$98,221
+HK$4,918/mo
Deposit HK$11.63M · loan HK$17.45M · min. income ≈ HK$186,606/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,832
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,719
−HK$2,934/mo
Today · 4.125%
HK$98,653
baseline
▲ 0.50% · 4.625%
HK$104,656
+HK$6,003/mo
Deposit HK$8.72M · loan HK$20.36M · min. income ≈ HK$197,306/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,274
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,044
−HK$2,810/mo
Today · 4.125%
HK$108,854
baseline
▲ 0.50% · 4.625%
HK$114,592
+HK$5,738/mo
Deposit HK$8.72M · loan HK$20.36M · min. income ≈ HK$217,708/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,355
−HK$7,485/mo
▼ 0.25% · 3.875%
HK$123,068
−HK$3,772/mo
Today · 4.125%
HK$126,840
baseline
▲ 0.50% · 4.625%
HK$134,558
+HK$7,718/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$253,680/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,781
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$136,342
−HK$3,613/mo
Today · 4.125%
HK$139,955
baseline
▲ 0.50% · 4.625%
HK$147,332
+HK$7,377/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$279,910/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,872 · Scale 2, in force from 26 Feb 2026)