LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,310
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$68,372
−HK$2,096/mo
Today · 4.125%
HK$70,468
baseline
▲ 0.50% · 4.625%
HK$74,756
+HK$4,288/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$140,936/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,235,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,769
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$75,747
−HK$2,007/mo
Today · 4.125%
HK$77,754
baseline
▲ 0.50% · 4.625%
HK$81,853
+HK$4,099/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$155,508/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,235,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,572
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$82,047
−HK$2,515/mo
Today · 4.125%
HK$84,562
baseline
▲ 0.50% · 4.625%
HK$89,707
+HK$5,145/mo
Deposit HK$11.63M · loan HK$17.45M · min. income ≈ HK$169,124/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,523
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,897
−HK$2,408/mo
Today · 4.125%
HK$93,305
baseline
▲ 0.50% · 4.625%
HK$98,224
+HK$4,919/mo
Deposit HK$11.63M · loan HK$17.45M · min. income ≈ HK$186,610/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,235,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,834
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,721
−HK$2,934/mo
Today · 4.125%
HK$98,655
baseline
▲ 0.50% · 4.625%
HK$104,658
+HK$6,003/mo
Deposit HK$8.72M · loan HK$20.36M · min. income ≈ HK$197,310/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,277
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,046
−HK$2,810/mo
Today · 4.125%
HK$108,856
baseline
▲ 0.50% · 4.625%
HK$114,594
+HK$5,738/mo
Deposit HK$8.72M · loan HK$20.36M · min. income ≈ HK$217,712/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,235,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,358
−HK$7,484/mo
▼ 0.25% · 3.875%
HK$123,070
−HK$3,772/mo
Today · 4.125%
HK$126,842
baseline
▲ 0.50% · 4.625%
HK$134,560
+HK$7,718/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$253,684/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,784
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$136,345
−HK$3,613/mo
Today · 4.125%
HK$139,958
baseline
▲ 0.50% · 4.625%
HK$147,335
+HK$7,377/mo
Deposit HK$2.91M · loan HK$26.17M · min. income ≈ HK$279,916/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,235,899 · Scale 2, in force from 26 Feb 2026)