LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,327
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,390
−HK$2,097/mo
Today · 4.125%
HK$70,487
baseline
▲ 0.50% · 4.625%
HK$74,775
+HK$4,288/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$140,974/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,236,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,788
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$75,767
−HK$2,008/mo
Today · 4.125%
HK$77,775
baseline
▲ 0.50% · 4.625%
HK$81,875
+HK$4,100/mo
Deposit HK$14.54M · loan HK$14.54M · min. income ≈ HK$155,550/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,236,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,593
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,068
−HK$2,516/mo
Today · 4.125%
HK$84,584
baseline
▲ 0.50% · 4.625%
HK$89,731
+HK$5,147/mo
Deposit HK$11.64M · loan HK$17.45M · min. income ≈ HK$169,168/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,236,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,546
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,921
−HK$2,409/mo
Today · 4.125%
HK$93,330
baseline
▲ 0.50% · 4.625%
HK$98,249
+HK$4,919/mo
Deposit HK$11.64M · loan HK$17.45M · min. income ≈ HK$186,660/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,236,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,858
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$95,747
−HK$2,934/mo
Today · 4.125%
HK$98,681
baseline
▲ 0.50% · 4.625%
HK$104,686
+HK$6,005/mo
Deposit HK$8.73M · loan HK$20.36M · min. income ≈ HK$197,362/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,236,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,304
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$106,074
−HK$2,811/mo
Today · 4.125%
HK$108,885
baseline
▲ 0.50% · 4.625%
HK$114,624
+HK$5,739/mo
Deposit HK$8.73M · loan HK$20.36M · min. income ≈ HK$217,770/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,236,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,389
−HK$7,487/mo
▼ 0.25% · 3.875%
HK$123,103
−HK$3,773/mo
Today · 4.125%
HK$126,876
baseline
▲ 0.50% · 4.625%
HK$134,596
+HK$7,720/mo
Deposit HK$2.91M · loan HK$26.18M · min. income ≈ HK$253,752/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,236,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,819
−HK$7,176/mo
▼ 0.25% · 3.875%
HK$136,381
−HK$3,614/mo
Today · 4.125%
HK$139,995
baseline
▲ 0.50% · 4.625%
HK$147,374
+HK$7,379/mo
Deposit HK$2.91M · loan HK$26.18M · min. income ≈ HK$279,990/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$1,236,224 · Scale 2, in force from 26 Feb 2026)