LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,335
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$68,399
−HK$2,096/mo
Today · 4.125%
HK$70,495
baseline
▲ 0.50% · 4.625%
HK$74,785
+HK$4,290/mo
Deposit HK$14.55M · loan HK$14.55M · min. income ≈ HK$140,990/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,236,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,797
−HK$3,987/mo
▼ 0.25% · 3.875%
HK$75,777
−HK$2,007/mo
Today · 4.125%
HK$77,784
baseline
▲ 0.50% · 4.625%
HK$81,885
+HK$4,101/mo
Deposit HK$14.55M · loan HK$14.55M · min. income ≈ HK$155,568/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,236,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,602
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$82,078
−HK$2,516/mo
Today · 4.125%
HK$84,594
baseline
▲ 0.50% · 4.625%
HK$89,742
+HK$5,148/mo
Deposit HK$11.64M · loan HK$17.45M · min. income ≈ HK$169,188/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,236,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,557
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,932
−HK$2,409/mo
Today · 4.125%
HK$93,341
baseline
▲ 0.50% · 4.625%
HK$98,261
+HK$4,920/mo
Deposit HK$11.64M · loan HK$17.45M · min. income ≈ HK$186,682/mo (50% DSR)
Upfront cash ≈ HK$12.87M (deposit + AVD stamp duty HK$1,236,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,869
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,758
−HK$2,935/mo
Today · 4.125%
HK$98,693
baseline
▲ 0.50% · 4.625%
HK$104,698
+HK$6,005/mo
Deposit HK$8.73M · loan HK$20.36M · min. income ≈ HK$197,386/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,236,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,316
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,087
−HK$2,811/mo
Today · 4.125%
HK$108,898
baseline
▲ 0.50% · 4.625%
HK$114,638
+HK$5,740/mo
Deposit HK$8.73M · loan HK$20.36M · min. income ≈ HK$217,796/mo (50% DSR)
Upfront cash ≈ HK$9.96M (deposit + AVD stamp duty HK$1,236,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,404
−HK$7,487/mo
▼ 0.25% · 3.875%
HK$123,118
−HK$3,773/mo
Today · 4.125%
HK$126,891
baseline
▲ 0.50% · 4.625%
HK$134,612
+HK$7,721/mo
Deposit HK$2.91M · loan HK$26.18M · min. income ≈ HK$253,782/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,236,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,835
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$136,398
−HK$3,614/mo
Today · 4.125%
HK$140,012
baseline
▲ 0.50% · 4.625%
HK$147,392
+HK$7,380/mo
Deposit HK$2.91M · loan HK$26.18M · min. income ≈ HK$280,024/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,236,375 · Scale 2, in force from 26 Feb 2026)