LTV · monthly repayment
▼ 0.50% · 3.625%
HK$663,592
−HK$41,613/mo
▼ 0.25% · 3.875%
HK$684,233
−HK$20,972/mo
Today · 4.125%
HK$705,205
baseline
▲ 0.50% · 4.625%
HK$748,115
+HK$42,910/mo
Deposit HK$145.51M · loan HK$145.51M · min. income ≈ HK$1,410,410/mo (50% DSR)
Upfront cash ≈ HK$164.42M (deposit + AVD stamp duty HK$18,916,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$738,239
−HK$39,885/mo
▼ 0.25% · 3.875%
HK$758,038
−HK$20,086/mo
Today · 4.125%
HK$778,124
baseline
▲ 0.50% · 4.625%
HK$819,140
+HK$41,016/mo
Deposit HK$145.51M · loan HK$145.51M · min. income ≈ HK$1,556,248/mo (50% DSR)
Upfront cash ≈ HK$164.42M (deposit + AVD stamp duty HK$18,916,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$796,310
−HK$49,936/mo
▼ 0.25% · 3.875%
HK$821,080
−HK$25,166/mo
Today · 4.125%
HK$846,246
baseline
▲ 0.50% · 4.625%
HK$897,738
+HK$51,492/mo
Deposit HK$116.41M · loan HK$174.61M · min. income ≈ HK$1,692,492/mo (50% DSR)
Upfront cash ≈ HK$135.32M (deposit + AVD stamp duty HK$18,916,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$885,887
−HK$47,862/mo
▼ 0.25% · 3.875%
HK$909,646
−HK$24,103/mo
Today · 4.125%
HK$933,749
baseline
▲ 0.50% · 4.625%
HK$982,968
+HK$49,219/mo
Deposit HK$116.41M · loan HK$174.61M · min. income ≈ HK$1,867,498/mo (50% DSR)
Upfront cash ≈ HK$135.32M (deposit + AVD stamp duty HK$18,916,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$929,029
−HK$58,258/mo
▼ 0.25% · 3.875%
HK$957,927
−HK$29,360/mo
Today · 4.125%
HK$987,287
baseline
▲ 0.50% · 4.625%
HK$1,047,361
+HK$60,074/mo
Deposit HK$87.30M · loan HK$203.71M · min. income ≈ HK$1,974,574/mo (50% DSR)
Upfront cash ≈ HK$106.22M (deposit + AVD stamp duty HK$18,916,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,033,535
−HK$55,839/mo
▼ 0.25% · 3.875%
HK$1,061,254
−HK$28,120/mo
Today · 4.125%
HK$1,089,374
baseline
▲ 0.50% · 4.625%
HK$1,146,796
+HK$57,422/mo
Deposit HK$87.30M · loan HK$203.71M · min. income ≈ HK$2,178,748/mo (50% DSR)
Upfront cash ≈ HK$106.22M (deposit + AVD stamp duty HK$18,916,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,194,465
−HK$74,904/mo
▼ 0.25% · 3.875%
HK$1,231,620
−HK$37,749/mo
Today · 4.125%
HK$1,269,369
baseline
▲ 0.50% · 4.625%
HK$1,346,607
+HK$77,238/mo
Deposit HK$29.10M · loan HK$261.91M · min. income ≈ HK$2,538,738/mo (50% DSR)
Upfront cash ≈ HK$48.02M (deposit + AVD stamp duty HK$18,916,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,328,831
−HK$71,792/mo
▼ 0.25% · 3.875%
HK$1,364,469
−HK$36,154/mo
Today · 4.125%
HK$1,400,623
baseline
▲ 0.50% · 4.625%
HK$1,474,452
+HK$73,829/mo
Deposit HK$29.10M · loan HK$261.91M · min. income ≈ HK$2,801,246/mo (50% DSR)
Upfront cash ≈ HK$48.02M (deposit + AVD stamp duty HK$18,916,060 · Scale 2, in force from 26 Feb 2026)