LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,360
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$68,424
−HK$2,097/mo
Today · 4.125%
HK$70,521
baseline
▲ 0.50% · 4.625%
HK$74,812
+HK$4,291/mo
Deposit HK$14.55M · loan HK$14.55M · min. income ≈ HK$141,042/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,236,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,825
−HK$3,988/mo
▼ 0.25% · 3.875%
HK$75,804
−HK$2,009/mo
Today · 4.125%
HK$77,813
baseline
▲ 0.50% · 4.625%
HK$81,915
+HK$4,102/mo
Deposit HK$14.55M · loan HK$14.55M · min. income ≈ HK$155,626/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,236,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,632
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,109
−HK$2,516/mo
Today · 4.125%
HK$84,625
baseline
▲ 0.50% · 4.625%
HK$89,775
+HK$5,150/mo
Deposit HK$11.64M · loan HK$17.46M · min. income ≈ HK$169,250/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,236,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,589
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$90,965
−HK$2,411/mo
Today · 4.125%
HK$93,376
baseline
▲ 0.50% · 4.625%
HK$98,298
+HK$4,922/mo
Deposit HK$11.64M · loan HK$17.46M · min. income ≈ HK$186,752/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,236,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,904
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$95,793
−HK$2,936/mo
Today · 4.125%
HK$98,729
baseline
▲ 0.50% · 4.625%
HK$104,737
+HK$6,008/mo
Deposit HK$8.73M · loan HK$20.37M · min. income ≈ HK$197,458/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,236,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,354
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$106,126
−HK$2,812/mo
Today · 4.125%
HK$108,938
baseline
▲ 0.50% · 4.625%
HK$114,681
+HK$5,743/mo
Deposit HK$8.73M · loan HK$20.37M · min. income ≈ HK$217,876/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,236,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,448
−HK$7,490/mo
▼ 0.25% · 3.875%
HK$123,163
−HK$3,775/mo
Today · 4.125%
HK$126,938
baseline
▲ 0.50% · 4.625%
HK$134,662
+HK$7,724/mo
Deposit HK$2.91M · loan HK$26.19M · min. income ≈ HK$253,876/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,236,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,884
−HK$7,179/mo
▼ 0.25% · 3.875%
HK$136,448
−HK$3,615/mo
Today · 4.125%
HK$140,063
baseline
▲ 0.50% · 4.625%
HK$147,446
+HK$7,383/mo
Deposit HK$2.91M · loan HK$26.19M · min. income ≈ HK$280,126/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,236,830 · Scale 2, in force from 26 Feb 2026)