LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,376
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,441
−HK$2,098/mo
Today · 4.125%
HK$70,539
baseline
▲ 0.50% · 4.625%
HK$74,831
+HK$4,292/mo
Deposit HK$14.55M · loan HK$14.55M · min. income ≈ HK$141,078/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,237,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,843
−HK$3,989/mo
▼ 0.25% · 3.875%
HK$75,823
−HK$2,009/mo
Today · 4.125%
HK$77,832
baseline
▲ 0.50% · 4.625%
HK$81,935
+HK$4,103/mo
Deposit HK$14.55M · loan HK$14.55M · min. income ≈ HK$155,664/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,237,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,651
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,129
−HK$2,517/mo
Today · 4.125%
HK$84,646
baseline
▲ 0.50% · 4.625%
HK$89,797
+HK$5,151/mo
Deposit HK$11.64M · loan HK$17.47M · min. income ≈ HK$169,292/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,611
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$90,988
−HK$2,411/mo
Today · 4.125%
HK$93,399
baseline
▲ 0.50% · 4.625%
HK$98,322
+HK$4,923/mo
Deposit HK$11.64M · loan HK$17.47M · min. income ≈ HK$186,798/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,927
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,817
−HK$2,937/mo
Today · 4.125%
HK$98,754
baseline
▲ 0.50% · 4.625%
HK$104,763
+HK$6,009/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$197,508/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,380
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,153
−HK$2,812/mo
Today · 4.125%
HK$108,965
baseline
▲ 0.50% · 4.625%
HK$114,709
+HK$5,744/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$217,930/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,477
−HK$7,492/mo
▼ 0.25% · 3.875%
HK$123,193
−HK$3,776/mo
Today · 4.125%
HK$126,969
baseline
▲ 0.50% · 4.625%
HK$134,695
+HK$7,726/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$253,938/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,917
−HK$7,181/mo
▼ 0.25% · 3.875%
HK$136,482
−HK$3,616/mo
Today · 4.125%
HK$140,098
baseline
▲ 0.50% · 4.625%
HK$147,483
+HK$7,385/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$280,196/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,136 · Scale 2, in force from 26 Feb 2026)