LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,380
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,445
−HK$2,098/mo
Today · 4.125%
HK$70,543
baseline
▲ 0.50% · 4.625%
HK$74,835
+HK$4,292/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$141,086/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,237,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,847
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,828
−HK$2,009/mo
Today · 4.125%
HK$77,837
baseline
▲ 0.50% · 4.625%
HK$81,940
+HK$4,103/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$155,674/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,237,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,656
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,134
−HK$2,517/mo
Today · 4.125%
HK$84,651
baseline
▲ 0.50% · 4.625%
HK$89,802
+HK$5,151/mo
Deposit HK$11.64M · loan HK$17.47M · min. income ≈ HK$169,302/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,616
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$90,993
−HK$2,411/mo
Today · 4.125%
HK$93,404
baseline
▲ 0.50% · 4.625%
HK$98,328
+HK$4,924/mo
Deposit HK$11.64M · loan HK$17.47M · min. income ≈ HK$186,808/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,932
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,823
−HK$2,937/mo
Today · 4.125%
HK$98,760
baseline
▲ 0.50% · 4.625%
HK$104,769
+HK$6,009/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$197,520/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,386
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,159
−HK$2,812/mo
Today · 4.125%
HK$108,971
baseline
▲ 0.50% · 4.625%
HK$114,715
+HK$5,744/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$217,942/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,484
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$123,200
−HK$3,777/mo
Today · 4.125%
HK$126,977
baseline
▲ 0.50% · 4.625%
HK$134,703
+HK$7,726/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$253,954/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,925
−HK$7,181/mo
▼ 0.25% · 3.875%
HK$136,490
−HK$3,616/mo
Today · 4.125%
HK$140,106
baseline
▲ 0.50% · 4.625%
HK$147,491
+HK$7,385/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$280,212/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,206 · Scale 2, in force from 26 Feb 2026)