LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,383
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,448
−HK$2,098/mo
Today · 4.125%
HK$70,546
baseline
▲ 0.50% · 4.625%
HK$74,839
+HK$4,293/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$141,092/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,237,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,851
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,831
−HK$2,010/mo
Today · 4.125%
HK$77,841
baseline
▲ 0.50% · 4.625%
HK$81,944
+HK$4,103/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$155,682/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,237,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,660
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,138
−HK$2,517/mo
Today · 4.125%
HK$84,655
baseline
▲ 0.50% · 4.625%
HK$89,806
+HK$5,151/mo
Deposit HK$11.64M · loan HK$17.47M · min. income ≈ HK$169,310/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,621
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$90,998
−HK$2,411/mo
Today · 4.125%
HK$93,409
baseline
▲ 0.50% · 4.625%
HK$98,333
+HK$4,924/mo
Deposit HK$11.64M · loan HK$17.47M · min. income ≈ HK$186,818/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,937
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,828
−HK$2,937/mo
Today · 4.125%
HK$98,765
baseline
▲ 0.50% · 4.625%
HK$104,774
+HK$6,009/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$197,530/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,391
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$106,164
−HK$2,813/mo
Today · 4.125%
HK$108,977
baseline
▲ 0.50% · 4.625%
HK$114,721
+HK$5,744/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$217,954/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,490
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$123,207
−HK$3,776/mo
Today · 4.125%
HK$126,983
baseline
▲ 0.50% · 4.625%
HK$134,710
+HK$7,727/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$253,966/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,931
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$136,497
−HK$3,616/mo
Today · 4.125%
HK$140,113
baseline
▲ 0.50% · 4.625%
HK$147,499
+HK$7,386/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$280,226/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,270 · Scale 2, in force from 26 Feb 2026)