LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,390
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,456
−HK$2,098/mo
Today · 4.125%
HK$70,554
baseline
▲ 0.50% · 4.625%
HK$74,847
+HK$4,293/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$141,108/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,859
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,840
−HK$2,009/mo
Today · 4.125%
HK$77,849
baseline
▲ 0.50% · 4.625%
HK$81,953
+HK$4,104/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$155,698/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,669
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,147
−HK$2,517/mo
Today · 4.125%
HK$84,664
baseline
▲ 0.50% · 4.625%
HK$89,816
+HK$5,152/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$169,328/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,630
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,008
−HK$2,411/mo
Today · 4.125%
HK$93,419
baseline
▲ 0.50% · 4.625%
HK$98,343
+HK$4,924/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$186,838/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,947
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,838
−HK$2,937/mo
Today · 4.125%
HK$98,775
baseline
▲ 0.50% · 4.625%
HK$104,785
+HK$6,010/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$197,550/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,402
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,175
−HK$2,814/mo
Today · 4.125%
HK$108,989
baseline
▲ 0.50% · 4.625%
HK$114,734
+HK$5,745/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$217,978/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,503
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$123,220
−HK$3,777/mo
Today · 4.125%
HK$126,997
baseline
▲ 0.50% · 4.625%
HK$134,724
+HK$7,727/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$253,994/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,946
−HK$7,182/mo
▼ 0.25% · 3.875%
HK$136,511
−HK$3,617/mo
Today · 4.125%
HK$140,128
baseline
▲ 0.50% · 4.625%
HK$147,515
+HK$7,387/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$280,256/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,403 · Scale 2, in force from 26 Feb 2026)