LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,393
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,458
−HK$2,098/mo
Today · 4.125%
HK$70,556
baseline
▲ 0.50% · 4.625%
HK$74,849
+HK$4,293/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$141,112/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,861
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,842
−HK$2,010/mo
Today · 4.125%
HK$77,852
baseline
▲ 0.50% · 4.625%
HK$81,955
+HK$4,103/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$155,704/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,671
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,149
−HK$2,518/mo
Today · 4.125%
HK$84,667
baseline
▲ 0.50% · 4.625%
HK$89,819
+HK$5,152/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$169,334/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,633
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,010
−HK$2,412/mo
Today · 4.125%
HK$93,422
baseline
▲ 0.50% · 4.625%
HK$98,346
+HK$4,924/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$186,844/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,950
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,841
−HK$2,937/mo
Today · 4.125%
HK$98,778
baseline
▲ 0.50% · 4.625%
HK$104,789
+HK$6,011/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$197,556/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,406
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$106,179
−HK$2,813/mo
Today · 4.125%
HK$108,992
baseline
▲ 0.50% · 4.625%
HK$114,737
+HK$5,745/mo
Deposit HK$8.73M · loan HK$20.38M · min. income ≈ HK$217,984/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,507
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$123,224
−HK$3,777/mo
Today · 4.125%
HK$127,001
baseline
▲ 0.50% · 4.625%
HK$134,729
+HK$7,728/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$254,002/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,950
−HK$7,183/mo
▼ 0.25% · 3.875%
HK$136,516
−HK$3,617/mo
Today · 4.125%
HK$140,133
baseline
▲ 0.50% · 4.625%
HK$147,520
+HK$7,387/mo
Deposit HK$2.91M · loan HK$26.20M · min. income ≈ HK$280,266/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,443 · Scale 2, in force from 26 Feb 2026)