LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,398
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,463
−HK$2,098/mo
Today · 4.125%
HK$70,561
baseline
▲ 0.50% · 4.625%
HK$74,855
+HK$4,294/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$141,122/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,867
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,848
−HK$2,010/mo
Today · 4.125%
HK$77,858
baseline
▲ 0.50% · 4.625%
HK$81,962
+HK$4,104/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$155,716/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,677
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,156
−HK$2,518/mo
Today · 4.125%
HK$84,674
baseline
▲ 0.50% · 4.625%
HK$89,826
+HK$5,152/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$169,348/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,640
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,017
−HK$2,412/mo
Today · 4.125%
HK$93,429
baseline
▲ 0.50% · 4.625%
HK$98,354
+HK$4,925/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$186,858/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,237,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,957
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,848
−HK$2,938/mo
Today · 4.125%
HK$98,786
baseline
▲ 0.50% · 4.625%
HK$104,797
+HK$6,011/mo
Deposit HK$8.74M · loan HK$20.38M · min. income ≈ HK$197,572/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,413
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,187
−HK$2,814/mo
Today · 4.125%
HK$109,001
baseline
▲ 0.50% · 4.625%
HK$114,746
+HK$5,745/mo
Deposit HK$8.74M · loan HK$20.38M · min. income ≈ HK$218,002/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,516
−HK$7,495/mo
▼ 0.25% · 3.875%
HK$123,233
−HK$3,778/mo
Today · 4.125%
HK$127,011
baseline
▲ 0.50% · 4.625%
HK$134,739
+HK$7,728/mo
Deposit HK$2.91M · loan HK$26.21M · min. income ≈ HK$254,022/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,960
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$136,526
−HK$3,618/mo
Today · 4.125%
HK$140,144
baseline
▲ 0.50% · 4.625%
HK$147,531
+HK$7,387/mo
Deposit HK$2.91M · loan HK$26.21M · min. income ≈ HK$280,288/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,538 · Scale 2, in force from 26 Feb 2026)