LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,403
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,469
−HK$2,098/mo
Today · 4.125%
HK$70,567
baseline
▲ 0.50% · 4.625%
HK$74,861
+HK$4,294/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$141,134/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,873
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,854
−HK$2,010/mo
Today · 4.125%
HK$77,864
baseline
▲ 0.50% · 4.625%
HK$81,968
+HK$4,104/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$155,728/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,684
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,162
−HK$2,518/mo
Today · 4.125%
HK$84,680
baseline
▲ 0.50% · 4.625%
HK$89,833
+HK$5,153/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$169,360/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,237,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,647
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,025
−HK$2,412/mo
Today · 4.125%
HK$93,437
baseline
▲ 0.50% · 4.625%
HK$98,362
+HK$4,925/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$186,874/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,237,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,964
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,856
−HK$2,938/mo
Today · 4.125%
HK$98,794
baseline
▲ 0.50% · 4.625%
HK$104,805
+HK$6,011/mo
Deposit HK$8.74M · loan HK$20.38M · min. income ≈ HK$197,588/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,422
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,195
−HK$2,814/mo
Today · 4.125%
HK$109,009
baseline
▲ 0.50% · 4.625%
HK$114,755
+HK$5,746/mo
Deposit HK$8.74M · loan HK$20.38M · min. income ≈ HK$218,018/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,525
−HK$7,496/mo
▼ 0.25% · 3.875%
HK$123,243
−HK$3,778/mo
Today · 4.125%
HK$127,021
baseline
▲ 0.50% · 4.625%
HK$134,750
+HK$7,729/mo
Deposit HK$2.91M · loan HK$26.21M · min. income ≈ HK$254,042/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,971
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$136,537
−HK$3,618/mo
Today · 4.125%
HK$140,155
baseline
▲ 0.50% · 4.625%
HK$147,543
+HK$7,388/mo
Deposit HK$2.91M · loan HK$26.21M · min. income ≈ HK$280,310/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,637 · Scale 2, in force from 26 Feb 2026)