LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,404
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,470
−HK$2,098/mo
Today · 4.125%
HK$70,568
baseline
▲ 0.50% · 4.625%
HK$74,862
+HK$4,294/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$141,136/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,874
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,855
−HK$2,010/mo
Today · 4.125%
HK$77,865
baseline
▲ 0.50% · 4.625%
HK$81,969
+HK$4,104/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$155,730/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,685
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,164
−HK$2,518/mo
Today · 4.125%
HK$84,682
baseline
▲ 0.50% · 4.625%
HK$89,835
+HK$5,153/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$169,364/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,237,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,649
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,026
−HK$2,412/mo
Today · 4.125%
HK$93,438
baseline
▲ 0.50% · 4.625%
HK$98,363
+HK$4,925/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$186,876/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,237,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,966
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,858
−HK$2,938/mo
Today · 4.125%
HK$98,796
baseline
▲ 0.50% · 4.625%
HK$104,807
+HK$6,011/mo
Deposit HK$8.74M · loan HK$20.38M · min. income ≈ HK$197,592/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,423
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,197
−HK$2,814/mo
Today · 4.125%
HK$109,011
baseline
▲ 0.50% · 4.625%
HK$114,757
+HK$5,746/mo
Deposit HK$8.74M · loan HK$20.38M · min. income ≈ HK$218,022/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,527
−HK$7,496/mo
▼ 0.25% · 3.875%
HK$123,245
−HK$3,778/mo
Today · 4.125%
HK$127,023
baseline
▲ 0.50% · 4.625%
HK$134,752
+HK$7,729/mo
Deposit HK$2.91M · loan HK$26.21M · min. income ≈ HK$254,046/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,973
−HK$7,184/mo
▼ 0.25% · 3.875%
HK$136,539
−HK$3,618/mo
Today · 4.125%
HK$140,157
baseline
▲ 0.50% · 4.625%
HK$147,545
+HK$7,388/mo
Deposit HK$2.91M · loan HK$26.21M · min. income ≈ HK$280,314/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,657 · Scale 2, in force from 26 Feb 2026)