LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,409
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,475
−HK$2,098/mo
Today · 4.125%
HK$70,573
baseline
▲ 0.50% · 4.625%
HK$74,868
+HK$4,295/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$141,146/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,879
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,861
−HK$2,010/mo
Today · 4.125%
HK$77,871
baseline
▲ 0.50% · 4.625%
HK$81,976
+HK$4,105/mo
Deposit HK$14.56M · loan HK$14.56M · min. income ≈ HK$155,742/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,237,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,691
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,170
−HK$2,518/mo
Today · 4.125%
HK$84,688
baseline
▲ 0.50% · 4.625%
HK$89,841
+HK$5,153/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$169,376/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,237,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,655
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,033
−HK$2,412/mo
Today · 4.125%
HK$93,445
baseline
▲ 0.50% · 4.625%
HK$98,371
+HK$4,926/mo
Deposit HK$11.65M · loan HK$17.47M · min. income ≈ HK$186,890/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,237,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,973
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,865
−HK$2,938/mo
Today · 4.125%
HK$98,803
baseline
▲ 0.50% · 4.625%
HK$104,815
+HK$6,012/mo
Deposit HK$8.74M · loan HK$20.39M · min. income ≈ HK$197,606/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,431
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,205
−HK$2,814/mo
Today · 4.125%
HK$109,019
baseline
▲ 0.50% · 4.625%
HK$114,766
+HK$5,747/mo
Deposit HK$8.74M · loan HK$20.39M · min. income ≈ HK$218,038/mo (50% DSR)
Upfront cash ≈ HK$9.97M (deposit + AVD stamp duty HK$1,237,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,536
−HK$7,496/mo
▼ 0.25% · 3.875%
HK$123,255
−HK$3,777/mo
Today · 4.125%
HK$127,032
baseline
▲ 0.50% · 4.625%
HK$134,762
+HK$7,730/mo
Deposit HK$2.91M · loan HK$26.21M · min. income ≈ HK$254,064/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,983
−HK$7,185/mo
▼ 0.25% · 3.875%
HK$136,549
−HK$3,619/mo
Today · 4.125%
HK$140,168
baseline
▲ 0.50% · 4.625%
HK$147,556
+HK$7,388/mo
Deposit HK$2.91M · loan HK$26.21M · min. income ≈ HK$280,336/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,237,749 · Scale 2, in force from 26 Feb 2026)