LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,427
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,494
−HK$2,099/mo
Today · 4.125%
HK$70,593
baseline
▲ 0.50% · 4.625%
HK$74,888
+HK$4,295/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,186/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,238,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,900
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,882
−HK$2,010/mo
Today · 4.125%
HK$77,892
baseline
▲ 0.50% · 4.625%
HK$81,998
+HK$4,106/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,784/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,238,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,713
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,192
−HK$2,520/mo
Today · 4.125%
HK$84,712
baseline
▲ 0.50% · 4.625%
HK$89,866
+HK$5,154/mo
Deposit HK$11.65M · loan HK$17.48M · min. income ≈ HK$169,424/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,680
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,058
−HK$2,413/mo
Today · 4.125%
HK$93,471
baseline
▲ 0.50% · 4.625%
HK$98,398
+HK$4,927/mo
Deposit HK$11.65M · loan HK$17.48M · min. income ≈ HK$186,942/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,998
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,891
−HK$2,939/mo
Today · 4.125%
HK$98,830
baseline
▲ 0.50% · 4.625%
HK$104,844
+HK$6,014/mo
Deposit HK$8.74M · loan HK$20.39M · min. income ≈ HK$197,660/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,460
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,234
−HK$2,815/mo
Today · 4.125%
HK$109,049
baseline
▲ 0.50% · 4.625%
HK$114,797
+HK$5,748/mo
Deposit HK$8.74M · loan HK$20.39M · min. income ≈ HK$218,098/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,569
−HK$7,498/mo
▼ 0.25% · 3.875%
HK$123,289
−HK$3,778/mo
Today · 4.125%
HK$127,067
baseline
▲ 0.50% · 4.625%
HK$134,799
+HK$7,732/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$254,134/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,020
−HK$7,186/mo
▼ 0.25% · 3.875%
HK$136,587
−HK$3,619/mo
Today · 4.125%
HK$140,206
baseline
▲ 0.50% · 4.625%
HK$147,597
+HK$7,391/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$280,412/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,091 · Scale 2, in force from 26 Feb 2026)