LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,433
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,500
−HK$2,099/mo
Today · 4.125%
HK$70,599
baseline
▲ 0.50% · 4.625%
HK$74,895
+HK$4,296/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,198/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,906
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,889
−HK$2,010/mo
Today · 4.125%
HK$77,899
baseline
▲ 0.50% · 4.625%
HK$82,006
+HK$4,107/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,798/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,720
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,200
−HK$2,519/mo
Today · 4.125%
HK$84,719
baseline
▲ 0.50% · 4.625%
HK$89,874
+HK$5,155/mo
Deposit HK$11.65M · loan HK$17.48M · min. income ≈ HK$169,438/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,688
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,066
−HK$2,413/mo
Today · 4.125%
HK$93,479
baseline
▲ 0.50% · 4.625%
HK$98,407
+HK$4,928/mo
Deposit HK$11.65M · loan HK$17.48M · min. income ≈ HK$186,958/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,007
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,900
−HK$2,939/mo
Today · 4.125%
HK$98,839
baseline
▲ 0.50% · 4.625%
HK$104,853
+HK$6,014/mo
Deposit HK$8.74M · loan HK$20.39M · min. income ≈ HK$197,678/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,469
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,244
−HK$2,815/mo
Today · 4.125%
HK$109,059
baseline
▲ 0.50% · 4.625%
HK$114,808
+HK$5,749/mo
Deposit HK$8.74M · loan HK$20.39M · min. income ≈ HK$218,118/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,580
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$123,300
−HK$3,779/mo
Today · 4.125%
HK$127,079
baseline
▲ 0.50% · 4.625%
HK$134,811
+HK$7,732/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$254,158/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,032
−HK$7,187/mo
▼ 0.25% · 3.875%
HK$136,599
−HK$3,620/mo
Today · 4.125%
HK$140,219
baseline
▲ 0.50% · 4.625%
HK$147,610
+HK$7,391/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$280,438/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,202 · Scale 2, in force from 26 Feb 2026)