LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,438
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,505
−HK$2,099/mo
Today · 4.125%
HK$70,604
baseline
▲ 0.50% · 4.625%
HK$74,900
+HK$4,296/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,208/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,912
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,894
−HK$2,011/mo
Today · 4.125%
HK$77,905
baseline
▲ 0.50% · 4.625%
HK$82,011
+HK$4,106/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,810/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,726
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,205
−HK$2,520/mo
Today · 4.125%
HK$84,725
baseline
▲ 0.50% · 4.625%
HK$89,880
+HK$5,155/mo
Deposit HK$11.65M · loan HK$17.48M · min. income ≈ HK$169,450/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,694
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,073
−HK$2,413/mo
Today · 4.125%
HK$93,486
baseline
▲ 0.50% · 4.625%
HK$98,413
+HK$4,927/mo
Deposit HK$11.65M · loan HK$17.48M · min. income ≈ HK$186,972/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,013
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,906
−HK$2,940/mo
Today · 4.125%
HK$98,846
baseline
▲ 0.50% · 4.625%
HK$104,860
+HK$6,014/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$197,692/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,476
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,251
−HK$2,816/mo
Today · 4.125%
HK$109,067
baseline
▲ 0.50% · 4.625%
HK$114,816
+HK$5,749/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$218,134/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,588
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$123,308
−HK$3,780/mo
Today · 4.125%
HK$127,088
baseline
▲ 0.50% · 4.625%
HK$134,820
+HK$7,732/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$254,176/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,041
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,609
−HK$3,620/mo
Today · 4.125%
HK$140,229
baseline
▲ 0.50% · 4.625%
HK$147,620
+HK$7,391/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$280,458/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,288 · Scale 2, in force from 26 Feb 2026)