LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,439
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,505
−HK$2,100/mo
Today · 4.125%
HK$70,605
baseline
▲ 0.50% · 4.625%
HK$74,901
+HK$4,296/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,210/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,913
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,895
−HK$2,011/mo
Today · 4.125%
HK$77,906
baseline
▲ 0.50% · 4.625%
HK$82,012
+HK$4,106/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,812/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,727
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,207
−HK$2,519/mo
Today · 4.125%
HK$84,726
baseline
▲ 0.50% · 4.625%
HK$89,882
+HK$5,156/mo
Deposit HK$11.65M · loan HK$17.48M · min. income ≈ HK$169,452/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,695
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,074
−HK$2,413/mo
Today · 4.125%
HK$93,487
baseline
▲ 0.50% · 4.625%
HK$98,415
+HK$4,928/mo
Deposit HK$11.65M · loan HK$17.48M · min. income ≈ HK$186,974/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,014
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,908
−HK$2,939/mo
Today · 4.125%
HK$98,847
baseline
▲ 0.50% · 4.625%
HK$104,862
+HK$6,015/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$197,694/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,478
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,253
−HK$2,815/mo
Today · 4.125%
HK$109,068
baseline
▲ 0.50% · 4.625%
HK$114,817
+HK$5,749/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$218,136/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,590
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$123,310
−HK$3,779/mo
Today · 4.125%
HK$127,089
baseline
▲ 0.50% · 4.625%
HK$134,822
+HK$7,733/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$254,178/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,043
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,611
−HK$3,620/mo
Today · 4.125%
HK$140,231
baseline
▲ 0.50% · 4.625%
HK$147,622
+HK$7,391/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$280,462/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,305 · Scale 2, in force from 26 Feb 2026)