LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,443
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,510
−HK$2,099/mo
Today · 4.125%
HK$70,609
baseline
▲ 0.50% · 4.625%
HK$74,906
+HK$4,297/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,218/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,917
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,899
−HK$2,012/mo
Today · 4.125%
HK$77,911
baseline
▲ 0.50% · 4.625%
HK$82,017
+HK$4,106/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,822/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,731
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,212
−HK$2,519/mo
Today · 4.125%
HK$84,731
baseline
▲ 0.50% · 4.625%
HK$89,887
+HK$5,156/mo
Deposit HK$11.66M · loan HK$17.48M · min. income ≈ HK$169,462/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,700
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,079
−HK$2,414/mo
Today · 4.125%
HK$93,493
baseline
▲ 0.50% · 4.625%
HK$98,421
+HK$4,928/mo
Deposit HK$11.66M · loan HK$17.48M · min. income ≈ HK$186,986/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,238,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,020
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,913
−HK$2,940/mo
Today · 4.125%
HK$98,853
baseline
▲ 0.50% · 4.625%
HK$104,868
+HK$6,015/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$197,706/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,484
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,259
−HK$2,816/mo
Today · 4.125%
HK$109,075
baseline
▲ 0.50% · 4.625%
HK$114,824
+HK$5,749/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$218,150/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,597
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$123,317
−HK$3,780/mo
Today · 4.125%
HK$127,097
baseline
▲ 0.50% · 4.625%
HK$134,831
+HK$7,734/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$254,194/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,051
−HK$7,188/mo
▼ 0.25% · 3.875%
HK$136,619
−HK$3,620/mo
Today · 4.125%
HK$140,239
baseline
▲ 0.50% · 4.625%
HK$147,631
+HK$7,392/mo
Deposit HK$2.91M · loan HK$26.22M · min. income ≈ HK$280,478/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,380 · Scale 2, in force from 26 Feb 2026)