LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,453
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,520
−HK$2,100/mo
Today · 4.125%
HK$70,620
baseline
▲ 0.50% · 4.625%
HK$74,917
+HK$4,297/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,240/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,928
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,911
−HK$2,012/mo
Today · 4.125%
HK$77,923
baseline
▲ 0.50% · 4.625%
HK$82,030
+HK$4,107/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,846/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,744
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,224
−HK$2,520/mo
Today · 4.125%
HK$84,744
baseline
▲ 0.50% · 4.625%
HK$89,901
+HK$5,157/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$169,488/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,714
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,093
−HK$2,414/mo
Today · 4.125%
HK$93,507
baseline
▲ 0.50% · 4.625%
HK$98,436
+HK$4,929/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$187,014/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,034
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,928
−HK$2,940/mo
Today · 4.125%
HK$98,868
baseline
▲ 0.50% · 4.625%
HK$104,884
+HK$6,016/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$197,736/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,500
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$106,276
−HK$2,816/mo
Today · 4.125%
HK$109,092
baseline
▲ 0.50% · 4.625%
HK$114,842
+HK$5,750/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$218,184/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,616
−HK$7,501/mo
▼ 0.25% · 3.875%
HK$123,336
−HK$3,781/mo
Today · 4.125%
HK$127,117
baseline
▲ 0.50% · 4.625%
HK$134,851
+HK$7,734/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$254,234/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,071
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$136,640
−HK$3,621/mo
Today · 4.125%
HK$140,261
baseline
▲ 0.50% · 4.625%
HK$147,654
+HK$7,393/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$280,522/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,571 · Scale 2, in force from 26 Feb 2026)